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NZD to TOP Transfers Compared

NZD-TOP Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to Tonga can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Tonga bank accounts or pay a Tongan paanga invoice.

 
   

NZD to TOP Market Data

New Zealand dollar (NZD) to Tongan paanga (TOP) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy TOP
1 NZD = 1.4552 TOP
1d+0.7%
 
NZD to TOP is at 7-day highs near 1.4580, 4.3% above its 3-month average of 1.3978, having traded in a fairly volatile 8.7% range from 1.3460 to 1.4631
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Tracker

Currency Forecasts related to NZD/TOP

NZD to USD 2026 Forecasts

NZD/USD Outlook: Slightly positive, but likely to move sideways as the New Zealand dollar is above its recent average but lacks a clear driving force.

Read forecast

NZD to EUR 2026 Forecasts

NZD/EUR Outlook: Slightly positive, but likely to move sideways as the rate is above its recent average without a strong driver for further gains.

Read forecast

NZD to JPY 2026 Forecasts

NZD/JPY Outlook: The outlook is likely to increase as the rate is significantly above its 90-day average and near recent highs, boosted by commodity...

Read forecast

 

NZD to TOP Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Tongan paanga across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD TOP
NZ$ 1 T$ 1.4552
NZ$ 5 T$ 7.2760
NZ$ 10 T$ 14.55
NZ$ 20 T$ 29.10
NZ$ 50 T$ 72.76
NZ$ 100 T$ 145.52
NZ$ 250 T$ 363.80
NZ$ 500 T$ 727.60
NZ$ 1,000 T$ 1,455
NZ$ 2,000 T$ 2,910
NZ$ 5,000 T$ 7,276
NZ$ 10,000 T$ 14,552
NZ$ 20,000 T$ 29,104
NZ$ 50,000 T$ 72,760
NZ$ 100,000 T$ 145,520
NZD TOP
NZ$ 0.6872 T$ 1
NZ$ 3.4360 T$ 5
NZ$ 6.8720 T$ 10
NZ$ 13.74 T$ 20
NZ$ 34.36 T$ 50
NZ$ 68.72 T$ 100
NZ$ 171.80 T$ 250
NZ$ 343.60 T$ 500
NZ$ 687.20 T$ 1,000
NZ$ 1,374 T$ 2,000
NZ$ 3,436 T$ 5,000
NZ$ 6,872 T$ 10,000
NZ$ 13,744 T$ 20,000
NZ$ 34,360 T$ 50,000
NZ$ 68,720 T$ 100,000

More amounts

*Converted at the current NZD-TOP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for NZD to TOP?

The best NZD to TOP exchange rate is 1.3873 from Wise. This is -4.7% compared to the mid-market rate 1.4552.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Tongan paanga (TOP) rates from different sources before making a conversion.

The above Kiwi to Paanga comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest NZD-TOP mid-rate and the possible savings of using various providers. 

How do NZD-TOP rates compare between providers?

Looking at the full NZD to TOP - Send Money comparison table the provider with the best NZD to TOP exchange rate is Wise at 1.3873, -4.7% from the latest mid-market rate 1.4552.

The next best is OFX at 1.2869, -11.6% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

View a full list of exchange rates by selecting your Base (from) currency: